Truncate does also a rounding, so your statement: "I need numbers to have only 2 decimals ... without rounding the decimals" seems to me a little bit convoluted and would lead to a long discussion.
Beside this, when dealing with money, the problem isn't Math
but how you are using it. I suggest you read the Floating-point cheat sheet for JavaScript - otherwise you will fail even with a simple calculation like 1.40 - 1.00
.
The solution to your question is to use a well-tested library for arbitrary-precision decimals like bignumber.js or decimals.js (just as an example).
EDIT:
If you absolutely need a snippet, this is how i did it some time ago:
function round2(d) { return Number(((d+'e'+2)|0)+'e-'+2); }