Cannot create AVD - I searched previous answers and I do have ARM EABI v7 installed. Additional detail - I installed ARM appropriate for the API level. Still no target available. Image of error and SDK manager:
Well.... I cannot answer my own question as I dont have the reputation so I have to edit the original question.
The solution is a classic, I rebooted and it worked. I literally "turned it off and on again".
insert forehead slap here.