PDO seems to require a lot of repetition if you want to use named parameters. I was looking for a way to make it simpler, using a single instance of column/data pairs -- without having to re-type column names or even variable names multiple times.
I'm answering this question myself because I wrote a function that I think does this pretty elegantly, and basically, I wanted to show it off (and help people looking to do the same).
I'm not at all sure if I'm the first one to think of this, or if there are any issues I didn't foresee. Feel free to let me know, or supply your own solution, if you have something better.