Forwarding messages with topic bridge loops will not result in a true MQTT broker cluster, which will lead to drawbacks lined out above.
A true MQTT broker cluster is a distributed system that represents one logical MQTT broker. A cluster consists of various individual MQTT broker nodes, that are typically installed on separate physical or virtual machines and or connect over a network.
Typical advantages of MQTT broker clusters include:
- Elimination of the single point of failure
- Load distribution across multiple cluster nodes
- The ability for clients to resume sessions on any broker cluster
- Scalability
- Resilience and fault tolerance - especially useful in cloud environments
I recommend this blogpost, if you're looking for a more detailed explanation.