I've done this a lot. Here's some easy code you can use.
The part in the if (!isChainValid)
block is to make a pretty error message. You don't have to use that if you don't want, but you should throw an error if the chain cannot be built. The chain elements are necessary to check for your root.
X509Certificate2 authority = GetAuthorityCertificate();
X509Certificate2 certificateToValidate = GetCertificateToValidate();
X509Chain chain = new X509Chain();
chain.ChainPolicy.RevocationMode = X509RevocationMode.NoCheck;
chain.ChainPolicy.RevocationFlag = X509RevocationFlag.ExcludeRoot;
chain.ChainPolicy.VerificationFlags = X509VerificationFlags.AllowUnknownCertificateAuthority;
chain.ChainPolicy.VerificationTime = DateTime.Now;
chain.ChainPolicy.UrlRetrievalTimeout = new TimeSpan(0, 0, 0);
// This part is very important. You're adding your known root here.
// It doesn't have to be in the computer store at all. Neither certificates do.
chain.ChainPolicy.ExtraStore.Add(authority);
bool isChainValid = chain.Build(certificateToValidate);
if (!isChainValid)
{
string[] errors = chain.ChainStatus
.Select(x => String.Format("{0} ({1})", x.StatusInformation.Trim(), x.Status))
.ToArray();
string certificateErrorsString = "Unknown errors.";
if (errors != null && errors.Length > 0)
{
certificateErrorsString = String.Join(", ", errors);
}
throw new Exception("Trust chain did not complete to the known authority anchor. Errors: " + certificateErrorsString);
}
// This piece makes sure it actually matches your known root
var valid = chain.ChainElements
.Cast<X509ChainElement>()
.Any(x => x.Certificate.Thumbprint == authority.Thumbprint);
if (!valid)
{
throw new Exception("Trust chain did not complete to the known authority anchor. Thumbprints did not match.");
}