Stripe plan dynamic plan with sca

Question

My issue: I am working on a subscription or installment based application so the user gets whatever amount they had to for 3 or 6 months. I used stripe plan and schedule method to accomplish this:

When creating plan if the price is provided manually it works. Subscription is created But for me sometimes there is calculation and amount varies like dynamic subscription and I want price to be dynamic.

But when I make amount" => $price, dynamic I get error "This payment requires additional user action before it can be completed successfully. Payment can be completed using the PaymentIntent associated with the invoice. For more details see: https://stripe.com/docs/billing/subscriptions/overview#requires-action"

     //Fetching intent 
     $intent = \Stripe\PaymentIntent::retrieve($paymentMethodParams->paymentIntent['id']);
    
    //Create stripe user
    $customer = \Stripe\Customer::create(([
          'email' => 'evansd@ed.com',
          'description' => 'Valued Customer',
          'name' => 'Ed Ward', 
          'payment_method' => $paymentMethodParams->paymentMethod['id'],
          'invoice_settings' => 
              [
                'default_payment_method' => $paymentMethodParams->paymentMethod['id']
              ]
      ]));

      //Attaching paymentIntent with Customer
     \Stripe\PaymentIntent::update($paymentMethodParams->paymentIntent['id'],
        [
          'customer' => $customer->id,
        ]
      );
     $intent = \Stripe\PaymentIntent::retrieve($paymentMethodParams->paymentIntent['id']);

    $product = \Stripe\Product::create([
      'name' => 'Payment plan for user',
      'type' => 'service'
    ]);

    //Creating plan for the customer
    $plan = \Stripe\Plan::create(
      array(
        "product" => [
            "name" => '#1 monthly Subscription'
        ], 
        "amount" => 200,
        'nickname' => 'Payment Plan for order - ',
        "currency" => 'GBP',
        "interval" => 'month', 
        "interval_count" => 1,
        'metadata' => [                  
        ]
      )
    );

     $schedule = \Stripe\SubscriptionSchedule::create([
      'customer' => $customer->id,
      'start_date' => 'now',
      'end_behavior' => 'cancel',
      'metadata' => [
         'local_id' => 'ABC 12345',                    
      ],
      'phases' => [
          [
              'items' => [
                  [
                      'plan' => $plan->id,
                  ],
              ],
              'iterations'=>2
          ],
      ],
      ]);

 $subscription_id = $schedule->subscription;
 $result = \Stripe\Subscription::update($subscription_id,
    [
        'expand' => ['latest_invoice.payment_intent'],                
    ]
  );
$invoice = \Stripe\Invoice::retrieve($result->latest_invoice->id);
$invoice->pay();

What I did so far:

1: I even tried to set the $price = 1 and in phases 'quantity' => $price * $qty so it charges my price. But then its same again.

This issue is only for certain test cards like : 4000 0027 6000 3184.(issue started when SCA was implemented). The other cards without sca rules works perfectly. (These card that requires authentication on all transactions, regardless of how the card is set up.)

2:Created plan first and then created customer with the plan just like in mentioned in Stripe Subscription Plans of Varying Amounts

I think its not user action, but its dynamic plan price issue. If the price is static, it works and with sca card.

Thanks in advance.