you can define two different datasources for the same database: one using the update-rights user, and the other using the create-rights user.
In order to do so, you can take a look at: Spring Boot Configure and Use Two DataSources
and also to: https://www.baeldung.com/spring-data-jpa-multiple-databases
Once you have defined both datasources, with their corresponding transaction managers, then you can specify which transaction manager / datasource applies within the @Transaction annotation configuration (previous reference shows an example with JUnit tests).
By other hand, if you don't mind having a custom simplified database environment for executing junit tests, it would be easier to configure a spring profile with an in-memory database like H2, in which you could use the same user for everything. Anyway, this is a simplication of the database environment, and would miss testing your code on database fine-grained permissions (as I assume that is one of your goals).