There are 2 options to disable the Risk Rules. It is recommended to do this only when necessary (ie for example at the start of implementing the integration with Adyen, but then make sure to test with the Risk Rules enabled)
Skip risk rules
During your development/testing you can instruct the platform to skip risk checks (https://docs.adyen.com/risk-management/skip-risk-rules), by adding riskdata.skipRisk
as additionalData of the payment request, for example when you initiate the session
amount: {
currency: "EUR",
value: 1000
},
merchantAccount: "xyz",
reference: "abc",
additionalData: {
"riskdata.skipRisk": true
}
The transaction will always have a Risk Score equals to 0.
Disable Risk Profile
Access the Risk Settings (if you are a Risk Admin) and turn off completely the Risk system (https://docs.adyen.com/risk-management/configure-risk-settings)