Consider the following code:
$ irb
> s = "asd"
> s.object_id # prints 2171223360
> s[0] = ?z # s is now "zsd"
> s.object_id # prints 2171223360 (same as before)
> s += "hello" # s is now "zsdhello"
> s.object_id # prints 2171224560 (now it's different)
Seems like individual characters can be changed w/o creating a new string. However appending to the string apparently creates a new string.
Are strings in Ruby mutable?