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Questions tagged [balanced-payments]

Balanced payments refers to the libraries and RESTful API created by Balanced for processing credit cards and ACH payments.

Balanced provides online marketplace payments via a RESTful HTTP API with libraries in a range of languages including Python, Ruby, and PHP as well as a PCI compliant library, balanced.js which is used to tokenize credit cards and bank accounts.

Documentation is available online and real-time support is available via IRC at #balanced on irc.freenode.net. Please refrain from discussing business related questions here such as billing which can be discussed on Quora.

Tag usage

Questions tagged with balanced-payments should be about the libraries, REST API, or balanced.js as well as implementing programming-workflows such as guest checkout, escrow, and fee minimisation strategies.

145 questions
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4 answers

Stripe vs Balanced

I'm assisting in development of a backend for a painting service that works with many contractors across the US. We've been using Stripe, but the business has been paying the contractors using their bank's ACH service add-on which takes 3-5 days and…
Akuta
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6
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1 answer

Getting Faraday::Error::TimeoutError when creating card in Balanced gem

I am using the Balanced ruby gem in my rails app for payment integration. I am submitting card information and getting valid response. Then I send card information to my controller and in that I am creating buyer using card_uri. buyer =…
Kiran Chaudhari
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5
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2 answers

How do Django forms, jquery, and Balanced Payments API interact to create buyer accounts?

I'm new to Balanced Payments and jquery, and relativley new to Django. Anyway, I'm trying to understand how to setup buyer and merchant Balanced Payment accounts using Django forms and the balanced.js and examples/doc provided by Balanced Payments.…
user1652737
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5
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2 answers

"Cannot associate card with accounts on this marketplace" error when adding a card to an account.

I tokenized a card with Balanced.js, and am attempting to create a buyer with the buyer email and the tokenized card URI. I'm seeing this error: Balanced::Conflict(409)::Conflict:: POST…
Kyle Larson
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4
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2 answers

Balanced Payments - Documentation on obtaining references to existing buyer and merchant accounts

How would I get a reference to buyer and merchant accounts that have already been created? I'm only finding examples for creating buyer and merchant accounts. I'm not finding any examples on getting that information back for reuse. Is there existing…
Remear
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3
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1 answer

Transfer fund from a merchant account to a credit/debit card holder bank, probably using ACH

My problem is very similar to this How i can credit my customer from their online balance deposited by them on our website. We are using Braintree API. It has marketplace services too. But escrow is not what i'm looking for. I want to know whether…
Zubair Alam
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3
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1 answer

Balanced Payments - Callbacks with Webhooks

I'm building a application that enables ACH payments, and will need to use webhooks to be notified when debits have transitioned between different statuses. I understand I can create a callback either programmatically or via the dashboard, which…
s1ack3rhack3r
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3
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1 answer

Rails API - Process multiple transactions in parallel - Balanced payments

I have set up a rails API for my iOS application. We have a group split feature that allows people to invite people to their group and split the entire bill equally. It is currently implemented and working well but as the group size grows the time…
templeman15
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3
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1 answer

PHP cURL request failing to balanced payments

I'm trying to submit a cURL request to Balanced Payment's test marketplace to simulate charging a credit card but I keep on getting an "unauthorized" status with "authentication-required" as the category_code. I've been able to successfully submit…
user1406951
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3
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1 answer

How could i find whether it is successful or declined transaction in balanced payments

I am trying to implement a mechanism that provides the facility of credit amount to user bank account using balanced payments. I just followed the api reference provided by the balanced payment api and its works fine without any exceptions. In the…
Karthik Bammidi
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3
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1 answer

How best to calculate sales tax in a marketplace (i.e., with multiple sellers)?

We process orders for multiple sellers (a typical "marketplace" scenario). Are there APIs or services that correctly compute sales tax for our use case? I simply want to provide the sellers' (1 or more) locations and the buyer's location, and…
Joey
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3
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2 answers

Add Merchant Details to "Buyer" Account

I am using the REST API with C# so I'm not sure how much it will help if I share my code. I have an account whose only role is buyer and only has 1 credit card linked. I would like to add the merchant role to this account by linking a bank account…
Greg
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3
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1 answer

Reference existing buyers and merchants with Balanced

I was looking over the question (obtaining references to existing buyer and merchant accounts), which asked how to reference an account by email for ruby and was wondering how to do the same with php?
Kyle
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3
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1 answer

Balanced Payments - Difference between Escrow accounts and (Marketplace) Merchant balances?

I'm new to Balanced and was wondering if you could define what exactly an Escrow Account is, and what is the difference between that balance and the Marketplace Merchant balance? If I am the Marketplace owner person/organization, which represents…
rpearce
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3
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1 answer

JS error on balanced.init()

Uncaught TypeError: Cannot use 'in' operator to search for 'debug' in undefined a.balanced.initbalanced.js:1https://js.balancedpayments.com/v1/balanced.js (anonymous function)