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Questions tagged [banking]

Banking refers to the process of carrying out financial transactions through centralized institutions known as "banks".

Banking refers to the process of carrying out financial transactions through centralized institutions known as banks.

220 questions
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Building a complete online payment gateway like Paypal

So this question isn't about integrating an existing payment gateway into my site. This is more of a architectural question. I want to build a system similar to Paypal. Now I understand that Paypal offers a lot of features under the roof and I can't…
Obaid
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8 answers

Banking API/protocol

Do any banks offer data feeds of personal accounts via any form of API? I'm essentially looking to check balances on accounts without logging into their website. I remember reading about a universal banking protocol at some point... and maybe…
ack
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6 answers

reliable way to validate IBAN/BIC in java

Does anyone know of a reliable way to validate International Bank Account Number (IBAN) and Bank Identifier Code (BIC) in java?
tehvan
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10 answers

Python in the enterprise: Pros and cons

I have been exploring and developing an application in Python for mission critical work in the commercial banking arena. Banks are way conservative in selecting new applications. I need real proof of stability and others using. Have looked at the…
dartdog
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5 answers

How to pull bank statements from websites?

I need to pull bank account statements from a number of different sources. I'd love to be able to get this data in some sort of standardized fashion, be it CSV or OFX or XML or whatever. I just need to be able to get this data. I'll be using my own…
Naftuli Kay
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17
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6 answers

How can I write software that does bank account transfers?

You know those websites that let you type in your checking account number and the routing number, and then they can transfer money to and from your account? How does that work? Any good services or APIs for doing that? Any gotchas?
Joe Van Dyk
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Password systems which ask for individual letters - what do they store?

Some (especially bank) password systems require you to enter three (specified) letters out of your password to log in. This is supposed to defeat keyloggers, and possibly wire-sniffing replay attacks (for unencrypted sessions). Clearly, there's no…
fadedbee
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How does the banking transactions work "under the hood" - possibly in detail

I'm wondering how does the banking transactions work. It is very hard to find some at least acceptable explanation. I dont mean some basic distributed transaction algorithms for not that serious businesses. So what kind of measures must bank take to…
Jarek
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11
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3 answers

Automatically transfer money from one bank account to another

Is there available any API which allow us to automatically transfer money to other bank account? I only found that I can't have it done with paypal API. I have user money on one bank account and after some action in application I need to transfer…
BT101
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1 answer

Get bank name from routing number

Googling for an array of common routing numbers and their US-based bank names pulls up a whole list of spammy sites. Can anyone point me to where I could find such an array or better yet a javascript/jquery plugin that handles the routing number…
tim peterson
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How does NFC mobile money transactions work?

I know how NFC works, but how does it store money and transfer money? Is it connected to the user's bank account? If so how does that mechanism work in terms of the infrastructure? A detailed explanation would be appreciated. Thanks
Logic_magic
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PHP - Generating tokens for transactions

I need to generate one time use only and unique like Stripe tokens for a banking application (production only) to represent accounts and transactions, what would be a secure and appropriate method of doing this? Could I use random_bytes()? It would…
Brad Turner
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4 answers

How to convert BIC & IBAN to account and sortcode

Now that SEPA requirements are getting people used to BIC & IBAN, there are legacy system that cannot cope with this new data. Is there an algorithm or tool available for converting BIC & IBAN back to sort code and account?
Bartley
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Security considerations when collecting and storing bank account details in a php/mysql application

We have been asked to look into the feasibility of an application to collect bank account numbers and sort codes and store them temporarily for offline processing through a paperless direct debit system. Data will be collected from website visitors…
BrochanGuMor
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Generate BIC number from IBAN Number

In my past research, I found these questions which were not answered to my liking: Generate BIC from IBAN bank account number How to convert BIC & IBAN to account and sortcode The 1st answer, gave an API which used to provide BIC from IBAN number.…
Sarasa Gunawardhana
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