Nobody has really addressed the issue directly.
That is, the decimal separator is a convention for a locale.
iOS supports formatting numbers based on a particular locale.
If you're working purely in a given locale, then everything should work correctly. The keypad should accept numbers with the correct decimal separator.
If you're in most countries in Europe, for example, you'd enter a comma as the decimal separator. Entering a dot in those countries is wrong. Somebody from one of those countries would not do that, because it is the wrong decimal separator. A European user is going to know to use a comma as the decimal separator and you don't have to do anything.
If you are in the US, you'd use a period. Using a comma in the US would be wrong.
The way you should display a decimal number is with a number formatter. When you create a number formatter, it uses the current locale by default.
If you need to convert a string containing a decimal number from one locale to the other, you should use 2 number formatters. Use a formatter in the source locale to convert the string to a float. Then use a formatter with the destination locale to convert the number to a string in the output format.
Simply create one number formatter in the default current locale, and create a second number formatter and set it's locale explicitly to the other locale that you want to use.